Net worth tracking · Available now

See what your household owns, owes, and is building

Bring cash, savings, investments, property, vehicles, credit cards, mortgages, and loans into one household total—and keep dated balances to follow change over time.

Free to use today. Manual entry. No bank connection required.

EXAMPLE HOUSEHOLD SNAPSHOT · SEPTEMBER 8

$184,250 net worth

Assets

$392,500

Liabilities

$208,250


Dated household history

June

$176,400

July

$178,900

August

$181,200

September

$184,250

From scattered balances to one household trend

Net worth is most useful when the calculation is transparent and the balances have meaningful dates.

Step 1

List what the household owns

Add checking, savings, cash, property, vehicles, investments, and other assets with their current balances or estimated values.

Step 2

Add what the household owes

Record credit cards, mortgages, auto loans, personal loans, and other liabilities as positive outstanding balances.

Step 3

Update balances over time

Save a date with each balance update so the dashboard can show how the household's assets, liabilities, and net worth have changed.

A transparent assets-minus-liabilities view

Kinpatha keeps the inputs visible so the household total can be understood, checked, and updated.

Household asset coverage

Track cash accounts, savings, investments, property, vehicles, and flexible other-asset entries.

Liabilities in the same total

Include credit cards, mortgages, auto and personal loans, and other debts instead of viewing assets alone.

Dated balance history

Review prior balances for an individual account and the resulting net worth trend on the household dashboard.

One roll-up for authorized members

Accounts recorded by the household contribute to the same shared assets, liabilities, and net worth summary.

Questions households ask

How does Kinpatha calculate net worth?

Kinpatha totals the household's recorded asset balances and subtracts its recorded liability balances. The dashboard shows the resulting net worth and its history.

Can I track property and investments?

Yes. Property, vehicles, and investments are supported account types. Values are entered manually and are not live market or appraisal data.

Can I calculate net worth without creating an account?

Yes. The free net worth calculator gives a one-time result without signup. A Kinpatha account adds saved accounts, dated balances, household sharing, and history.

Keep exploring your household's financial picture

Use the net worth calculator

Get an immediate assets-minus-liabilities snapshot without creating an account.

Track household debt

Keep liability details and monthly debt payments in the household picture.

Manage money together

Give authorized household members separate access to the same financial workspace.