Family budgeting · Available now

A family budget everyone can follow

Build one monthly plan for household income, bills, everyday spending, savings, and debt payments—then see what has been spent and what remains.

Free to use today. Manual entry. No bank connection required.

EXAMPLE MONTH

September household budget

$1,125 left

Housing

$1,650 of $1,800

Groceries

$480 of $650

Transportation

$270 of $450

Debt payments

$525 of $525

SPLIT TRANSACTION EXAMPLE

Supermarket · $128 → Groceries $103 + Household $25

A monthly budget grounded in what actually happened

Kinpatha keeps planning and day-to-day tracking connected, so the budget is useful after the first day of the month.

Step 1

Bring in household income

Record income as it arrives or set recurring income schedules so everyone starts with the same picture of money coming in.

Step 2

Set category targets

Choose monthly amounts for housing, groceries, transportation, debt payments, savings, and categories that fit your household.

Step 3

Record and review spending

Add expenses, split one purchase across categories when needed, and compare actual spending with the plan throughout the month.

The details a household budget needs

Use a practical monthly workflow without forcing every purchase or family into the same template.

Custom household categories

Organize income and expenses around the categories your family uses, including parent and child categories.

Budget versus actual progress

See the amount budgeted, spent, and remaining for each category and for the month overall.

Split transactions

Divide a single purchase across multiple categories while keeping it as one transaction in the activity view.

Debt and savings in the same month

Include planned debt payments and savings contributions alongside regular household expenses.

Questions households ask

Is Kinpatha a free family budget app?

Yes. The current household dashboard, transactions, categories, monthly budgets, accounts, and collaboration features are available in Kinpatha Free.

Can one purchase count toward more than one category?

Yes. A split transaction can assign parts of the same expense to different categories—for example, groceries and household supplies from one store visit.

Can my partner see the same budget?

Yes. Authorized members see the household's shared financial information through their own accounts. Read how shared household finances work in Kinpatha.

Keep exploring your household's financial picture

Manage money together

See how separate member accounts work with one shared household picture.

Track household debt

Keep liability balances, payment details, and budget planning connected.

Explore free calculators

Use the debt payoff and net worth calculators without signing up.