A family budget everyone can follow
Build one monthly plan for household income, bills, everyday spending, savings, and debt payments—then see what has been spent and what remains.
Free to use today. Manual entry. No bank connection required.
September household budget
Housing
$1,650 of $1,800
Groceries
$480 of $650
Transportation
$270 of $450
Debt payments
$525 of $525
Supermarket · $128 → Groceries $103 + Household $25
A monthly budget grounded in what actually happened
Kinpatha keeps planning and day-to-day tracking connected, so the budget is useful after the first day of the month.
Bring in household income
Record income as it arrives or set recurring income schedules so everyone starts with the same picture of money coming in.
Set category targets
Choose monthly amounts for housing, groceries, transportation, debt payments, savings, and categories that fit your household.
Record and review spending
Add expenses, split one purchase across categories when needed, and compare actual spending with the plan throughout the month.
The details a household budget needs
Use a practical monthly workflow without forcing every purchase or family into the same template.
Custom household categories
Organize income and expenses around the categories your family uses, including parent and child categories.
Budget versus actual progress
See the amount budgeted, spent, and remaining for each category and for the month overall.
Split transactions
Divide a single purchase across multiple categories while keeping it as one transaction in the activity view.
Debt and savings in the same month
Include planned debt payments and savings contributions alongside regular household expenses.
Questions households ask
Is Kinpatha a free family budget app?
Can one purchase count toward more than one category?
Can my partner see the same budget?
Keep exploring your household's financial picture
See how separate member accounts work with one shared household picture.
Keep liability balances, payment details, and budget planning connected.
Use the debt payoff and net worth calculators without signing up.